It's a combination of patterns, frame and poinsettia image. Do like this collage project :D
I have a collection of larger backing papers, A3 size, were the pattern is bigger and due to me mostly making no larger than 6x6 cards, I have found it difficult to use these papers.
However, I printed the topper to a size that would allow me to use one of those papers, and still be able to see the lovely pattern.
I combined my favourite festive cutting die -
Lea'bilities Wafer thin Die - Poinsettia Set. The embossing pattern for this die is lovely, really deep
I also have some wording dies, which I used the xmas one for this card.
A lovey card, such nice colours and plenty of interesting elements